Please note: Protecting the funds on the Prepaid Card is your responsibility. UpTogether cannot replace any money spent while a physical or virtual card is lost or stolen. Unauthorized charges will have to be disputed directly with the vendor.

Getting a card

Who is eligible to receive a card?

Right now, anyone who is approved for Offers through the UpTogether platform is eligible to receive a card. If you have a bank or other account that takes direct deposits, using that method will get you the funds faster. 

Do I need to enter a SSN or ITIN to get a card?

No, you do not need a social security number or ITIN to get an UpTogether card

Where will my UpTogether card be mailed?

Your UpTogether card will be mailed to the address you specified when you requested the card. 

How long does it take to receive my card?

You should receive your card within 7 - 10 days after requesting it.

What if I don’t receive my card?

If you don’t receive your card within 10 days after requesting it, please reach out to the UpTogether Support Team before making an additional request for a new card as shipping delays may have occurred. You may also consider using the Direct Deposit method to receive funds while you wait for your new or replacement UpTogether physical card. 

Activating a card

How do I activate my card?

Click here for detailed instructions on how to activate your UpTogether Physical Card. Please make sure you are logged in using the same method you used when you applied (either your email or phone number).

Using a Card

Where can I use the card?

You can use your UpTogether card anywhere credit cards are accepted. You can use it to do everything from pay bills online to buy items at a grocery story. It works online or at physical store locations where Visa credit cards are accepted.

How do I track the balance on my card?

Balances are shown in the Payout Methods in your Account Settings. Click here to learn more about checking your account balance.

Can I add more funds to my card?

At this time, you can not add external funds to your UpTogether Physical cards. However, please keep your UpTogether Physical Card as you may be eligible for future offers which can be added to your UpTogether Physical Card if it is your Preferred Payment Method. 

Can I use all of the funds on my card?

Our cards are required to keep at least $0.01 (1 cent) while they are active. Meaning that there is really no way to spend down to $0.00. For example, if you have a card with a remaining balance of $3.00, you should be able to use your card for a purchase of up to $2.99.

Can I use my UpTogether Physical Card for a new UpTogether offer?

If you have received funds in the past that were added to your UpTogether Physical Card and you are eligible for a new offer, funds from the new UpTogether Offer can be added to your current UpTogether Physical Card (please ensure that your UpTogether Physical card is selected as your Preferred Payment Method.) If you no longer have your UpTogether Physical Card, you can request a new card which has a replacement fee of $3.50.

What fees are charged?

You will not be charged any fees for using your card. If you lose your card and order a new one, you may be charged a nominal card creation and shipping fee ($3.50), deducted from the balance on your card.

Can I get money from an ATM with the card?

No. Technically, the card works as a credit card rather than a debit card. While you cannot withdraw cash from the card, you can use your card for in person or online purchases with any business that accepts Visa credit cards.

Can UpTogether see what I purchase when I use the card?

Yes, just like any other debit or credit card you use, your transactions are recorded and in the future will be available for you to review in UpTogether. We will not be able to see exactly what you purchased, only how much you spent and where. 

For example: We’ll see Amazon - $45 as the transaction, but we won’t be able to see what you bought. 

Does this card work for online purchases?

Yes. You can use this card online. 

Will I be charged every time I make a purchase?

No, this card works exactly like any other credit card. There is no transaction fee charged to you.

How much does this card cost?

There is no cost for using the card and no cost to receive your first card. If you lose your card and order a new one, you may be charged a nominal card creation and shipping fee, deducted from the balance on your card.

Does this card work internationally/outside the U.S.?

Yes, you can use this card outside of the United States. Foreign transaction fees may apply.

Are there foreign transaction fees?

A fee of 1% + 30¢ is charged for transactions made outside the United States. If the transaction requires currency conversion, an additional 1% fee will apply.

Card Replacement 

What if my card is stolen? 

To report your card as stolen, you can cancel the card — and request a new card — directly from the Payout Methods in your Account Settings. Please note that there is a $3.50 replacement fee for UpTogether Physical Cards. If you don’t receive your card within 10 days after requesting it, please reach out to the UpTogether Support Team before making an additional request for a new card as shipping delays may have occurred. You may also consider using the Direct Deposit method to receive funds while you wait for your new or replacement UpTogether physical card. Click here to learn more about reporting your card lost or stolen.