What do I need to know about selecting the Physical Prepaid Card as my payment method?

The UpTogether physical Prepaid Card is one of three options you will be offered when you apply for COVID-19 relief funds or set up your Personal Fund Account on your UpTogether member page.

Please note that when submitting a relief fund application, only one payment option can be selected. The payment option cannot be changed later. Be sure the payment method you choose, including the Prepaid Card, is the best option for your needs.

If you selected the Prepaid Card and your application is Paid, the card will be delivered to the mailing address you provide on your application. You will also activate your card through the dashboard.

The Prepaid Card is issued by Visa, and can be used anywhere Visa credit cards are accepted. This includes at physical locations and online. It can be used to purchase items, pay bills, and otherwise be used like any other credit card.

However, it is important to note that the UpTogether Pre-Paid Card is not a credit card or a debit card. It works more as a gift card, and because of this the card has some limitations.

The card does not come with an option for a PIN (personal information number). As a result, the card:

  • cannot be used to withdraw money at ATMs
  • cannot be used for cash-back at the register
  • cannot be used for money transfers. Money on your Virtual Card cannot be moved to a bank account or another card, and money cannot be added to your card.

The Prepaid Card does not include a contact phone number, and does not include an option for checking your current balance. You can check your balance on the Payment Methods tab of your dashboard, but due to delays in information received from vendors and banks this may not always be the most current balance. We recommend you keep track of any purchases to maintain the most current balance.

If the card is lost or stolen, protecting the funds on the Prepaid Card is your responsibility. Please cancel the card immediately and request a new card, which will come with any remaining balance. UpTogether cannot replace any money spent while the card is lost or stolen, and unauthorized charges will have to be disputed directly with the vendor.

Learn more:

Using the Physical Prepaid Card

Selecting a Virtual Card

Selecting Direct Deposit

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